No one prays for a health condition that will gulp thousands and thousands of dollars. However, the possibility of being critically ill is a reality. With nearly two-thirds of US bankruptcies due to medical expenses, it is apt to take a Critical Health insurance policy.
Critical Health insurance policy covers illness including cancer, kidney failure, Paralysis, major surgical operations, loss of speech, Encephalitis, Multiple Sclerosis etc. It is sad that many people are simply unprepared for the financial consequences that come with dealing with critical health challenges.
It is noteworthy that while treating major health challenges, bills will have to be paid. Bills such as home mortgage, tuition, real estate taxes, food, utilities are essential and impact heavily on one’s pocket.
One might argue that a Critical health insurance policy would cater for critical health issues. This is far from the case. The critical health insurance policy ensures that policyholder gets a tax-free lump sum to cater for the medical expenses and other pressing needs.
Why Buy a Critical Health Insurance Policy for your Employees?
Potential employees check if the organization they intend working for has a form of Critical Health Insurance Policy. It is that Important.
A critical health Insurance policy attracts the best hands to your company. In addition, it increases the productivity of existing employees. Conclusively, having the policy offers more benefit to your organization.
How Critical Health Insurance Policy Works
Critical health Insurance policies vary for individuals. The policy type is dependent on the sum assured, age, pre-exiting medical conditions, length of coverage etc., of employees.
• Get a critical group or personal health Insurance policy
• Pay a monthly or yearly fee
• Any employee get paid a lump sum when critically ill
• An emergency fund is also paid to cover any financial obligations during recovery
Why you should get insured with us
Guaranteed Payment: Taking a critical health Insurance Plan guarantees payment for up to 34 critical illnesses.
Tax-free: The critical health insurance policy is tax-free.
Coverage for multiple critical illnesses: Our critical illness insurance plans also cover cases of multiple critical illness
High Protection Plan: Some Insurance plans are barely enough to cover half the medical expenses. Here at ………., we ensure huge tax free payments between $10,000 and $1,500,000 is paid.
Easy claims filing: We will stand by your employees as they file for claims. However, our insurance partners are ever ready to give out payments.
Flexible plans: Our policies are very flexible and made for all categories of income, age, sex etc.
Basics to know about Our Critical Health Insurance Policy
• Payment is made directly to policyholders and not to healthcare provider
• Critical Health Insurance Policy is very vital. It is the only total insurance plan that covers for ill health. Hence, it is very important to purchase it even if they have other insurance policies.
• Employees can enroll for the Critical Health Insurance Plan without taking a medical examination
• Payment for Critical Health Insurance Plan does not require a proof of income loss
For further discussion on how to get a Critical Health Insurance Policy, Contact our agents now! We’ve got you covered!